General Information

EPG Financial Services Limited (“EPG, “we”) has made every effort to ensure that information on this site is reliable and accurate at the time of publishing. However, neither EPG nor any of its employees and officials makes any express or implied representations or warranties regarding the material and facilities contained or referred to in this site, nor does it accept any liability for any loss or damage whatsoever which may arise in any way out of the use of any of the material or facilities; for errors in or omissions from the material or facilities; or for the accuracy of any information obtained through use of this site. EPG shall have no liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on the information on this site.

These Terms of Use provide the basis on which you may make use of the website (“website”, “site”), whether as a guest or as a user. Use of the site includes accessing, browsing, registering or making submissions via this site.

By accessing any part of the site, visitors will be deemed to have accepted these Terms of Use as they are and in full.
Please read these Terms carefully before you start to use the site and, if need be, we recommend that you print a copy of this for future reference. By using the site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms of use, you must not use the site.

Information about Us is a site hosted and managed by Euro Payment Group GmbH, with registered office at:

Europa-Allee 52, 60327 Frankfurt am Main, Germany

Changes to these Terms of Use

We may revise these Terms of Use at any time by amending this page. Please check this page from time to time to take notice of any changes we make, as they are binding on you.

Changes to our Website

We may update the site from time to time and may change the content at any time. However, please note that any of the content on the site may be out of date at any given time, and we are under no obligation to update it.

Accessing our Website

The site is made available free of charge. We do not guarantee that the site, or any content on it, will always be available or be uninterrupted. Access to the site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the site without notice. We will not be liable to you if for any reason the site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to the site.

You are also responsible for ensuring that all persons who access the site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Intellectual Property Right

We own the copyright and any other rights in all material on the site, other than any public-sector information and possibly third-party stock images (such as photographs).
You may print and download extracts from this site on the following conditions:

  • the documents and related graphics on this site are for personal use or for use within an individual firm or organisation;
  • any copies of these pages that you save to disk or to any other storage medium may (subject to the below exception) only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored;
  • any extracts which are printed may only be used for personal viewing or for viewing within the firm or organisation by which they were printed (subject to the below exception);
  • neither pages saved to disk or stored in any way, nor extracts printed, may (subject to the below exception) be distributed to third parties or sold or otherwise circulated for profit;
  • the only permitted exception to the general rules stated in above clauses is where extracts (of no more than a few relevant provisions) are copied to individual third parties incidental to advice or other activities;
  • no documents or related graphics on this site are to be modified in any way;
  • graphics on this site are not to be used separately from the accompanying text; and
  • the source of our material should be acknowledged in all copies.

No Reliance on Information

EPG tries to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.
Part of this site may contain material originating and/or otherwise sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted. The materials on this site do not constitute advice. You should consult your professional adviser if you require advice.

The site may offer links to other sites that enable you to leave this site. We do not control external sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.


We do not guarantee that the site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access the site. You should use your own virus protection software.

You must not misuse the site by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the site, the server on which the site is stored or any server, computer or database connected to our site. You must not attack the site via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

Third Party links and resources in our Website

Where the site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources.

Limitation of Liability

Nothing in these Terms of Use excludes or limits our liability for harm or injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by the Laws of Malta.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

  • Use of, or inability to use, the site; or
  • Use of or reliance on any content displayed on the site.

If you are a business user, please note that in particular, we will not be liable for:

  • Loss of profits, sales, business, or revenue;
  • Business interruption;
  • Loss of anticipated savings;
  • Loss of business opportunity, goodwill or reputation; or
  • Any indirect or consequential loss or damage.

If you are a consumer user, please note that we only provide the site for domestic and private use. You agree not to use the site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Applicable Law

If you are a consumer, please note that this website, these terms of use, its subject matter and its formation, are governed by the Laws of Malta. You and we both agree to that the courts of Malta will have exclusive jurisdiction.

If you are a business, these terms of use, its subject matter and its formation (and any non-contractual disputes or claims) are governed by the Laws of Malta. We both agree to the non-exclusive jurisdiction of the Courts of Law in Malta.


The contents of this website and its webpages have been carefully prepared. In so doing, we have put particular emphasis on providing accurate and up-to-date information. Despite all care, errors or interim changes of the data may not be excluded. A liability or guarantee for the timeliness, accuracy and completeness of the information provided can therefore not be assumed.

The same applies to all other websites that are referred to by hyperlink. EPG is not responsible for the content of websites accessed through such a connection. We hereby expressly declare that at the time of linking, no illegal content was recognizable on the linked pages. Due to frequent updates, we assume no liability for the accessibility of the URLs registered with us.

November 2021